Commercial Truck Insurance for Drivers
Keep your business rolling with reliable trucking insurance.
Protect Your Cargo and Your Truck
Whether you are a business owner with a fleet of trucks or an owner-operator with a single semi-truck, driving commercial trucks requires insurance protection so you can operate your business legally and with peace of mind.
We offer a variety of insurance options for the many types of trucks and drivers:
Owner-operators
Motor carriers
Private carriers
Commercial truck insurance helps you meet your state insurance requirements while also protecting you from liability for accidents and cargo damage.
Specific Coverage for Commercial Trucks
Consider if you are an owner-operator who was hired to transport cargo from Tennessee to Colorado. If you are involved in a collision that causes a fire to your truck and trailer, you’d need insurance coverage to help you recover the cost of the cargo and help you continue your business and pay your bills while your truck is being repaired.
A personal auto insurance policy is not equipped to handle the coverage needs of a commercial trucker, and a commercial auto policy will sometimes exclude heavy trucks. Our commercial truck insurance bundle includes many types of coverage for the various risks you may face.
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Motor truck cargo insurance: Cover your liability for cargo that is lost or damaged due to collision or fire.
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Motor truck general liability: Cover your liability for customer injury, errors resulting in damage, and more.
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Non-trucking liability: Coverage for when you drive your truck on your days off, not for business purposes.
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Rental reimbursement with downtime: Secure a rental and get back to business, or pay your bills if your truck is out of service.
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Trailer interchange: Physical damage insurance for non-owned trailers that covers collision, theft, fire, and other damage.
Your contract or state of operation may require specific coverages. You can talk to an experienced agent about your budget and the insurance coverage you need.